Import it. Understand it. See where it's going.
Drop in a bank statement and Welfi files it. Read the month five different ways. Then look forward — at your assets in ten years, at your retirement, and at whether you can actually afford the thing you keep thinking about.
14 days free · No bank connection · Zero-knowledge encryption
Four subscriptions. Four half-answers.
Each app owns one slice of your money and none of them owns the whole picture — so you do the joining, by hand, in a spreadsheet, every month.
Drop in a statement. 97% of it files itself.
No bank connection. No credentials handed to an aggregator. No waiting for someone to support your bank. Welfi reads the document's own columns, dates and running balance — then categorises the rows before you've finished making coffee.
One month. Five ways to read it.
“Where did it go?” and “how does this compare to March?” are not the same question, so they don't get the same screen. Every view runs off the same filters — switch freely, and save the ones you keep coming back to.
The money you haven't earned yet.
Most apps stop at last month. Welfi keeps going — every asset projected forward on its own growth assumption, your retirement modelled against real inflation, and a straight answer on whether the thing you're saving for is actually reachable.
Every asset carries its own rate — gold priced daily, property at your appreciation assumption, index holdings re-priced automatically.
Inflation-adjusted, net of your end-of-service gratuity and rental income.
Everything else that used to need its own app.
Zero-knowledge vaultOnly on Welfi
Encrypted on your device before it reaches us. No master key, no admin view, and no support ticket that can read your numbers.
Multi-currency
Earn in AED, save in USD, hold a mortgage in GBP — converted daily into one number you can trust.
Gold to the gramOnly on Welfi
Priced daily, forecast on its own assumption, and counted in net worth beside property and crypto.
Shared householdsOnly on Welfi
Its own encrypted vault, keyed to each member. Shared money is shared; personal money stays genuinely invisible.
Safe to Spend
Cash in hand, minus bills booked before your next salary, minus what you promised yourself you'd save.
Just ask
“How much can I spend before payday?” The assistant answers from the same figures the cards show.
Competitor prices are US list prices for comparable tiers, checked August 2026, and illustrate the category rather than a like-for-like quote — features differ. Sources: WalletGrower, Delphina, ProjectionLab.
Ready to see your money as one number?
Every currency, gold, and asset — consolidated the moment you sign up.
Start free trial14 days free · No bank connection · Cancel any time
Stop converting in your head.
Your money is already adding up on the other end. Welfi just shows you the total.
14-day free trial · No bank connection · Cancel any time